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What to Do If Car Keys Are Stolen

It can be a traumatic experience to lose your car keys. Replacing them can be costly. Luckily, some insurance policies cover the cost of replacements.

First be calm. Follow your steps and hopefully, you will find them. If not, then the next step is to call your car dealership.

Inform the police about the theft

The first thing you must do if you suspect that your keys to your car have been taken is to notify the police. It might seem like a formality, but it can make a big difference in your chances of regaining your keys. The police could identify your vehicle as a crime scene, alerting other local authorities and increasing the chance that your keys will be found. They can also look over CCTV footage or use ANPR technology to track the car's movements.

It's also recommended to notify your insurance company. If your keys aren't recovered, they will be covered by the cost of replacing the keys. Additionally, some insurance policies will cover the cost of the replacement of your lock for your vehicle If you report the loss at a young stage.

Be aware that the car burglar might know what to do if your car keys are stolen kind of keys you have. This is why it's important to keep your keys to your car in view at all times. Also, you should take any valuables out of your car or keep them locked away. If you have a spare car key request your dealer to disable it, to ensure that the person who stole the key is unable to use it.

The next step is to retrace your steps. Check all the bags and pockets you've used during the day. Look in places you might not normally consider, like under the car or inside of the trash bin.

It is recommended to contact an locksmith if you are unable to locate your keys. They can create a replacement key for you, normally without having the original available. If your vehicle is older and has an alternative type of key it is possible to contact a dealer service department and have the locks reprogrammed.

You can also locate your keys using several smartphone applications. Tile and AirTag are two apps that make use of GPS technology to locate your keys. However these devices are only effective only if they're within reach of your phone.

Contact your insurance company

Not long ago lost your car keys wasn't that important of a problem. You might have left them in the cupholder or hidden them under your visor before heading to the shop, thinking you'd be back in just a few minutes. Depending on the model and make of your vehicle the process of replacing them can be costly and lengthy. It's a good idea, to avoid this situation from happening, to have an additional set of keys and keep them in a secure place. This will lower the risk of your car getting stolen by accident, and it will also help you avoid having to make an insurance claim for the replacement of keys.

Many insurance companies offer optional cover for key loss and theft. Budget Insurance, for example, has a nationwide locksmith network that can offer replacement keys, and even reprogramme an immobiliser without the need to make an insurance claim. Review the terms and conditions to see what options you have.

After you've reported the theft to police, the next step is to contact your insurance company. This will allow your insurance company to begin searching for your keys and will also provide advice on how to replace keys.

The exact steps that you'll need to take will depend on the kind of key you've got, and whether it's an electronic key fob or a traditional turn-key ignition. You'll need to visit the local dealer to purchase an electronic key fob. They'll need to know the car's model and make so they can make an appropriate key that matches your current fob. If your car uses a traditional key, it's likely that you'll have to find an locksmith who can change the lock cylinder and barrel in your vehicle.

Reporting any item as quickly when it is stolen, regardless of how small or insignificant it might seem at the time is essential. This will help to prevent the items from being used for criminal activity, and it may even lead to the recovery of your car keys that were stolen car key what to do. The most important thing is to remain calm and concentrate on bringing the police in as soon as you can.

Create a new set of keys

It wasn't that long ago that losing your car keys or losing keys was not a major issue. You could get a spare set at your local hardware store or even use the key fob in your wallet to start your vehicle. Now things are a little more complicated. And if you don't have a spare car key that you can fall back on it could be costly to get one made.

Getting a new key made will vary depending on the type of car you drive, as well as whether or the roadside assistance plan covers it. Automotive locksmiths and car dealerships can create traditional car keys and many insurance companies will pay for them to do this. If you own an electronic or smart key fob the process can be more complex.

If you have a key that's electronic and uses a remote, an auto dealer will need change the lock and ignition of your vehicle. This can cost you a few hundred dollars. You can also purchase a new remote and get it programmed to your car. This is less expensive, but still not cheap.

Notifying your car's key theft as soon as possible is crucial because the person who stole your keys could have already started the car using the keys, and then walked away. If this happens, the thief will leave scratches on your doors, and also in your ignition. If you report it before the crime is reported your insurance company should cover the cost to replace stolen car keys the ignition and the locks on your car.

If your house keys also went lost with your car keys, it's an ideal idea to inform your home security system of the incident. Your alarm provider will be able to tell you if someone is at your home and will be able to call the police on your behalf. This will lower the chances that the person who took the car keys will come back to steal more later. If they do so police will search for them and may even arrest them for breaking into your house.

Make sure you take steps to stop the same theft from repeating itself

Not only is losing your car keys a huge inconvenience but it can also be terrifying. There are steps you can take to ensure your vehicle is secure and stop thefts from repeating themselves. First, you should notify the police of the loss to ensure they put an alert on your name. This will prevent anyone from stealing your vehicle or using it for other criminal acts. Inform your insurance company to assist in finding your vehicle and make a claim.

The next step to do is to change your locks. If you suspect that someone has your key fob, ensure that they don't have access to your home or office. This will make it much more difficult for them to gain access to your vehicle when they don't have correct code. You should also place a fraud warning on your credit report. This will alert companies who try to open an account under your name to check for fraud.

If you've lost your key fob, you should look in the pockets of jackets and purses that you were wearing when you last used it. If you're in the area, you can also contact your local dealership. They might be able to activate the key fob and remove the immobilizer so that it isn't able to be used to get into your car.

Some insurance companies provide a courtesy vehicle while your locks are being changed. However, this will depend on your insurer and policy. You should also consider adding a key protection plan to your existing policy, which can cost as little as several hundred dollars.

Car thieves are often opportunistic, which is why it's important to stay alert for any sign that might give them an advantage. It's a good idea not keep your key fob in the ignition. This can increase the chance of theft. By taking these steps, you will go a long way in keeping your car and possessions secure.